Your California Dreams Get Financed Here!

  • Most Competitive Rates
  • Get More Equity
  • Brighter Future

Why Californians Choose S.O.S. Loans as Their Preferred Mortgage Broker

As a California Direct Lender & Broker with over two decades of experience, we're dedicated to securing the best mortgage solutions for you. Discover the S.O.S. Loans advantage:

Large Network of Lenders

Access to a vast array of trusted lenders ensures you get the most competitive rates and terms for your unique situation.

Faster & Streamlined Process

Our efficient, digital-first approach means quicker approvals and a smoother journey from application to closing. Less paperwork, more peace of mind.

Better Loan Terms

We leverage our expertise and relationships to negotiate favorable terms, helping you save money over the life of your loan.

Expert Guidance, Every Step

From first-time homebuyers to seasoned investors, our experienced California mortgage advisors provide personalized support and clear answers.

Explore Your California Mortgage Options

We offer a range of solutions tailored to your unique needs across California.

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Achieve Your California Homeownership Dream.

Ready to buy your first home in Los Angeles, San Diego, Orange County, or anywhere across California? S.O.S. Loans, Inc. specializes in making new home purchases a reality. We offer competitive interest rates, flexible financing options, and expert guidance for first-time homebuyers. Let us help you navigate the complex California real estate market and secure the perfect home loan for your future.

Learn More about New Home Purchase Loans

Lower Payments, Unlock Equity: California Refinance Solutions.

Is it time to refinance your California home loan? Whether you're looking to lower your monthly mortgage payments, reduce your interest rate, or perform a cash-out refinance to access your home equity, S.O.S. Loans, Inc. can help. Our refinance experts will analyze your current situation and find the best refinance rates in California to help you achieve your financial goals, from debt consolidation to long-term savings.

Explore Refinance Options

Unlock Your Home's Potential with a California HELOC.

Your home equity is a powerful financial tool. A Home Equity Line of Credit (HELOC) from S.O.S. Loans, Inc. provides flexible, on-demand funds for home renovations, college tuition, debt consolidation, or unexpected expenses. Our California HELOC options offer competitive rates and the freedom to draw funds as you need them. Access the capital you've earned, right here in California.

Discover HELOC Benefits

Financial Freedom for California Seniors (62+) with a Reverse Mortgage.

Are you a California homeowner aged 62 or older? A Reverse Mortgage can provide you with tax-free cash from your home equity, allowing you to supplement retirement income, pay off existing debts, or cover healthcare costs, all while retaining ownership of your home. S.O.S. Loans, Inc. specializes in California reverse mortgage programs, offering compassionate and expert guidance to help you achieve financial independence in your golden years.

Learn About Reverse Mortgages

REAL CALIFORNIA DREAMS,

Real S.O.S. Loans Success Stories.

"S.O.S. Loans made our first home purchase in San Diego incredibly smooth. Their team truly understood the California market and got us an amazing rate. We're now living our beachfront dream thanks to their expert guidance!"

The Chen Family

San Diego, California

"Refinancing with S.O.S. Loans in San Jose was a breeze. We lowered our monthly payments significantly and finally paid off our credit card debt. Their streamlined process was a lifesaver!"

Lisa R.

San Jose, California

"As a senior in Torrance, I was hesitant about a reverse mortgage. But the S.O.S. Loans team patiently explained everything. Now I have the financial freedom to enjoy
my retirement in my own home. Highly recommend them!"

Eleanor M.

Torrance, California


Ready to Discover Your Best California Mortgage Options?


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3655 Torrance Blvd. Suite 460, Torrance
California, 90503-4844
Text/Phone: 1 800 503 6648
Fax: 1 800 503 6648
Email: info@sosloans.com
Web: www.sosloans.com

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